Which loan program is right for you?
Whatever your situation may be, we have a loan program just for you.* Whether it's a loan to purchase a home, lower your current monthly payments, pay your bills, or improve your credit, we've got it.

*some qualifications do apply.

Fixed to Adjustable Programs ADVANTAGES DISADVANTAGES •  2 and 3 year fixed rate mortgages provide the security and a relatively low fixed interest rate. After the first 2 or 3 years the loan will convert to an adjustable loan in order to obtain a full 30 year fixed loan •  Allows a borrower 2 to 3 Years to improve their credit •  Loan will convert to an ARM after the fixed period and payments can increase as rates rise 2 Year Fixed(then ADJ), 3 Year Fixed(then ADJ)		Adjustable Rate Programs ADVANTAGES DISADVANTAGES •  Lower initial monthly payment •  Lower payment over a shorter period of time •  Rates and payments may go down if rates improve •  May qualify for higher loan amounts •  Payments may change over time •  Potential for higher payments if rates go up 10/1 ARM, 7/1 ARM, 3/1 ARM, 1 Year ARM, 6 Month ARM, 2/28 2 Year Fixed; 28 Year ARM, 1 month ARM
No Point No Fee Programs ADVANTAGES DISADVANTAGES •  No closing costs •  Less money required to close •  Higher rates •  Higher down payments		No/Stated Income/Asset Programs ADVANTAGES DISADVANTAGES •  No tax returns or W2's •  No proof of assets or down payment •  No verification of income •  Fast approval •  Higher rates •  Higher down payments