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Rates and Fees are subject to change without notice. We are not responsible for any rates that may change prior to lock confirmation.
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Interest Rate Lock-In Policy
Please note: Rates and fees are subject to change without notice. Your interest rate may vary depending on your qualifications and loan amount.
Conforming Loans Up To $417,000
| CONFORMING 30 YEAR FIXED |
| RATES |
5.375 |
|
5.750 |
5.875 |
| POINTS |
2.250 |
1.125 |
0.625 |
0.000 |
| APR |
5.590 |
|
5.817 |
5.884 |
| CONFORMING 20 YEAR FIXED |
| RATES |
5.625 |
5.750 |
5.875 |
6.000 |
| POINTS |
1.000 |
0.625 |
0.375 |
0.000 |
| APR |
5.760 |
5.839 |
5.934 |
6.012 |
| CONFORMING 15 YEAR FIXED |
| RATES |
5.125 |
5.250 |
5.375 |
5.500 |
| POINTS |
1.250 |
0.750 |
0.250 |
-0.125 |
| APR |
5.332 |
5.380 |
5.428 |
5.496 |
| CONFORMING 1 YEAR ARM |
| RATES |
5.000 |
5.125 |
5.375 |
5.750 |
| POINTS |
1.250 |
0.875 |
0.500 |
0.125 |
| APR |
5.120 |
5.212 |
5.429 |
5.770 |
| CONFORMING 3 YEAR ARM |
| RATES |
5.750 |
5.875 |
6.000 |
|
| POINTS |
2.500 |
2.125 |
1.875 |
0.000 |
| APR |
5.994 |
6.084 |
6.187 |
|
| CONFORMING 5 YEAR ARM |
| RATES |
5.000 |
5.125 |
5.250 |
5.375 |
| POINTS |
1.000 |
0.625 |
0.375 |
0.000 |
| APR |
5.097 |
5.189 |
5.292 |
5.384 |
| CONFORMING 7 YEAR ARM |
| RATES |
5.250 |
5.375 |
5.500 |
5.625 |
| POINTS |
1.000 |
0.625 |
0.250 |
-0.125 |
| APR |
5.349 |
5.440 |
5.532 |
5.623 |
| CONFORMING 10 YEAR ARM |
| RATES |
5.375 |
5.500 |
5.625 |
5.750 |
| POINTS |
1.375 |
0.875 |
0.500 |
0.125 |
| APR |
5.700 |
5.714 |
5.757 |
5.799 |
Nonconforming Loans Greater Than $417,000
| JUMBO 30 YEAR FIXED |
| RATES |
7.000 |
7.125 |
7.250 |
7.500 |
| POINTS |
1.000 |
0.750 |
0.500 |
0.000 |
| APR |
7.105 |
7.205 |
7.305 |
7.505 |
| JUMBO 20 YEAR FIXED |
| RATES |
7.500 |
7.750 |
8.125 |
8.250 |
| POINTS |
1.250 |
0.875 |
0.375 |
0.250 |
| APR |
7.673 |
7.874 |
8.182 |
8.291 |
| JUMBO 15 YEAR FIXED |
| RATES |
6.125 |
6.250 |
6.375 |
6.625 |
| POINTS |
1.125 |
0.875 |
0.500 |
0.125 |
| APR |
6.310 |
6.396 |
6.462 |
6.653 |
| JUMBO 1 YEAR ARM |
| RATES |
6.125 |
6.250 |
6.375 |
6.500 |
| POINTS |
2.625 |
2.250 |
1.875 |
1.500 |
| APR |
6.382 |
6.472 |
6.561 |
6.651 |
| JUMBO 3 YEAR ARM |
| RATES |
7.375 |
7.500 |
7.625 |
|
| POINTS |
2.000 |
1.625 |
1.375 |
1.125 |
| APR |
7.586 |
7.673 |
7.773 |
|
| JUMBO 5 YEAR ARM |
| RATES |
6.625 |
7.000 |
7.375 |
7.500 |
| POINTS |
1.250 |
0.875 |
0.375 |
0.250 |
| APR |
6.752 |
7.092 |
7.418 |
7.531 |
| JUMBO 7 YEAR ARM |
| RATES |
7.000 |
7.125 |
7.375 |
7.500 |
| POINTS |
1.125 |
0.875 |
0.375 |
0.125 |
| APR |
7.117 |
7.218 |
7.418 |
7.518 |
| JUMBO 10 YEAR ARM |
| RATES |
7.625 |
7.875 |
8.000 |
|
| POINTS |
2.625 |
2.000 |
1.625 |
0.000 |
| APR |
8.246 |
8.351 |
8.389 |
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VA Loans
| VA 30 YEAR FIXED |
| RATES |
5.375 |
5.500 |
5.625 |
5.750 |
| POINTS |
1.375 |
0.750 |
0.500 |
-0.125 |
| APR |
5.509 |
5.577 |
5.680 |
5.748 |
| VA 15 YEAR FIXED |
| RATES |
5.000 |
|
|
5.500 |
| POINTS |
2.000 |
1.125 |
0.375 |
0.375 |
| APR |
5.323 |
|
|
5.573 |
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